Client Onboarding Checklist

What the Agent Produces

Nine checklist sections tailored to your client type, jurisdiction, and risk profile — ready for compliance officer review.

Checklist Overview Client type, risk level, applicable regulatory framework, and scope of required due diligence.

Identity Verification Required documents with acceptable formats — passport, national ID, proof of address, selfie/liveness check.

Beneficial Ownership UBO requirements, ownership thresholds (typically 25%), and documentation for corporate structures.

Source of Funds / Wealth Required documentation for SOF and SOW — payslips, tax returns, corporate accounts, asset statements.

Risk Assessment Risk factors to evaluate, red flags checklist, and risk rating methodology.

Screening Requirements Sanctions lists to screen (OFAC, EU, UN), PEP checks, and adverse media review scope.

Ongoing Monitoring Review frequency by risk tier, trigger events for refresh, and transaction monitoring thresholds.

Approval & Sign-Off Who needs to approve by risk level, escalation path for high-risk clients, and four-eyes requirements.

Regulatory References Specific rules, directives, and articles cited — FATF recommendations, AMLD, FinCEN, local central bank circulars.

Specify client type, jurisdiction, products/services, and risk level. The agent produces a 9-section AML/KYC onboarding checklist tailored to your institution.

Starting point only. Your compliance officer must review and adapt this to your institution's AML/KYC policies and applicable regulations. Live sanctions/PEP screening must be performed through a verified provider. Not legal or compliance advice.

Client Type *

Risk Level

Jurisdiction *

Products / Services *

Regulatory Framework (optional)

Special Considerations (optional)

AI Model

Output Language

Redact sensitive data before sending

How It Works

The Client Onboarding Checklist is ibizai's implementation of the Anthropic Claude for Financial Services operations and compliance agent, adapted for financial institutions operating in Latin America, the Caribbean, and the EU. Extends FATF-compliant KYC across CFATF (Caribbean) and AMLD6 (EU) jurisdictions. Output in English, Spanish, and French.

You provide client type, jurisdiction, products/services, and risk level. The agent produces a detailed nine-section onboarding checklist with jurisdiction-specific regulatory references — customized for individual retail, HNW/UHNW, corporate, financial institution, trust, fund, or PEP/government entity clients.

Important: This checklist is a starting point. Your compliance officer must review and adapt it to your institution's AML/KYC policies and applicable regulations. Live sanctions and PEP screening must be performed through a verified screening provider. Not legal or compliance advice.

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